Except as required to qualify for insurance or guaranty by the federal government, a residential mortgage loan may not be assigned to or assumed by a person not qualified under the appropriate Administration program if the residential mortgage loan is:

            (1)      a new loan that the Administration purchases or in which the Administration purchases an interest;

            (2)      a loan made with the proceeds of purchase by the Administration of a residential mortgage; or

            (3)      a loan made with the proceeds of a loan from the Administration to a mortgage lender.