(a)      Except as provided in subsection (b) of this section and in regulations adopted by the Secretary, a local department may not pay temporary cash assistance to:

            (1)      A family that includes an adult who has received more than 60 cumulative months of temporary cash assistance funded wholly or in part by federal funds; or

            (2)      A family that includes an adult who:

                  (i)      Has received more than 24 cumulative months of temporary cash assistance funded wholly or in part by federal funds; and

                  (ii)      Who is not participating in a work activity.

      (b)      The Secretary shall establish by regulation:

            (1)      Standards and procedures under which local departments of social services may exempt families from the limitations of subsection (a)(1) of this section for reasons of hardship; and

            (2)      A separate State program, subject to subsection (c) of this section, that:

                  (i)      Is funded entirely from State general funds that may be counted toward any federal maintenance of effort requirement;

                  (ii)      Shall pay temporary cash assistance to families who are exempted under item (1) of this subsection but who cannot receive federal funds due to federal limitations; and

                  (iii)      Is subject to all Family Investment Program requirements in this title.

      (c)      The provisions of this section are subject to federal law and regulation.