Idaho State Statutes - Idaho Attorney Directory

All benefits under any
blanket disability policy shall be payable to the person insured, or to his
designated beneficiary or beneficiaries, or to his estate; except, that if the
person insured be a minor or mental incompetent, such benefits may be made
payable to his parent, guardian, or other person actually supporting him; or
if the entire cost of the insurance has been borne by the employer such
benefits may be made payable to the employer. Provided, however, that the
policy may provide that all or any portion of any indemnities provided by such
policy on account of hospital, nursing, medical or surgical services may, at
the insurer's option, be paid directly to the hospital or person rendering
such services; but the policy may not require that the service be rendered by
a particular hospital or person. Payment so made shall discharge the insurer's
obligation with respect to the amount of insurance so paid.

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