Idaho State Statutes - Idaho Attorney Directory

The purpose of the Unauthorized Insurers
Process Act is to subject certain insurers to the jurisdiction of courts of
this state in suits by or on behalf of insureds or beneficiaries under
insurance contracts.
The legislature declares that it is a subject of concern that many
residents of this state hold policies of insurance issued or delivered in this
state by insurers while not authorized to do business in this state, thus
presenting to such residents the often insuperable obstacle of resorting to
distant forums for the purpose of asserting legal rights under such policies.
In furtherance of such state interest, the legislature herein provides a
method of substituted service of process upon such insurers and declares that
in so doing it exercises its power to protect its residents and to define, for
the purpose of this statute, what constitutes doing business in this state,
and also exercises powers and privileges available to the state by virtue of
Public Law 15, 79th Congress of the United States, chapter 20, 1st session, S.
340, which declares that the business of insurance and every person engaged
therein shall be subject to the laws of the several states.

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