Idaho State Statutes - Idaho Attorney Directory

(1) A creditor may not take an
assignment of earnings of the debtor for payment or as security for payment of
a debt arising out of a regulated consumer credit transaction. An assignment
of earnings in violation of this section is unenforceable by the assignee of
the earnings and revocable by the debtor. This section does not prohibit a
debtor from authorizing deductions from his earnings in favor of his creditor
if the authorization is revocable, the debtor is given a complete copy of the
writing evidencing the authorization at the time he signs it, and the writing
contains on its face a conspicuous notice of the debtor's right to revoke the
authorization.
(2) A sale of unpaid earnings made in consideration of the payment of
money to or for the account of the seller of the earnings is deemed to be a
loan to him secured by an assignment of earnings.

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