An employer may not make a deduction from the wage of an employee
unless the deduction is:
    (1)   ordered by a court of competent jurisdiction;
    (2)   authorized expressly in writing by the employee;
    (3)   allowed by the Commissioner because the employee has received full
consideration for the deduction; or
    (4)   otherwise made in accordance with any law or any rule or regulation
issued by a governmental unit.
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