Idaho State Statutes - Idaho Attorney Directory

(1) A person is guilty of a misdemeanor
and upon conviction may be sentenced to pay a fine not exceeding five thousand
dollars ($5,000), or to imprisonment not exceeding one (1) year, or both, if
he willfully and knowingly:
(a) Gives false or inaccurate information or fails to provide information
which he is required to disclose under the Federal Consumer Credit
Protection Act;
(b) Uses any rate table or chart, the use of which is authorized by the
provisions of the Federal Consumer Credit Protection Act, in a manner
which consistently understates the annual percentage rate determined
according to those provisions; or
(c) Otherwise fails to comply with any requirement of the provisions on
disclosure of the Federal Consumer Credit Protection Act.
(2) The criminal liability of a person under this section is in lieu of
and not in addition to his criminal liability under the Federal Consumer
Credit Protection Act; no prosecution of a person with respect to the same
violation may be maintained pursuant to both this section and the Federal
Consumer Credit Protection Act.

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