Idaho State Statutes - Idaho Attorney Directory

(1)
Except as otherwise provided in this section, a creditor who, in violation of
the provisions of the Federal Consumer Credit Protection Act other than the
provisions concerning advertising of credit terms, fails to disclose
information to a person entitled to the information under this act is liable
to that person to the same extent to which said creditor is liable to such
person under the Federal Consumer Credit Protection Act.
(2) An obligor or debtor has all rights under this act that he has under
the Federal Consumer Credit Protection Act concerning a right of rescission as
to certain transactions. A creditor or other person has all liabilities and
defenses under this section that he had under the Federal Consumer Credit
Protection Act.
(3) An action may not be brought under this section more than one (1)
year after the date of the occurrence of the violation.
(4) The liability of a creditor under this section is in lieu of and not
in addition to his liability under the Federal Consumer Credit Protection Act.
An action by a person with respect to a violation may not be maintained
pursuant to this section if a final judgment has been rendered for or against
that person with respect to the same violation pursuant to the Federal
Consumer Credit Protection Act. If a final judgment has been rendered in favor
of a person pursuant to this section and thereafter a final judgment with
respect to the same violation is rendered in favor of the same person pursuant
to the Federal Consumer Credit Protection Act, a creditor liable under both
judgments has a cause of action against that person for appropriate relief to
the extent necessary to avoid double liability with respect to the same
violation.

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