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State Statutes - Idaho - Title 28 - Chapter 45 - 28-45-106
Idaho Statutes
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28-45-106 - UNCONSCIONABILITY
(1) With respect to a regulated consumer
credit sale, or regulated consumer loan, if the court as a matter of law finds
the agreement or any clause of the agreement to have been unconscionable at
the time it was made the court may refuse to enforce the agreement, or it may
enforce the remainder of the agreement without the unconscionable clause, or
it may so limit the application of any unconscionable clause as to avoid any
unconscionable result.
(2) If it is claimed or appears to the court that the agreement or any
clause thereof may be unconscionable the parties shall be afforded a
reasonable opportunity to present evidence as to its setting, purpose, and
effect to aid the court in making the determination.
(3) For the purpose of this section, a charge or practice expressly
permitted by this act is not in itself unconscionable.
 
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