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State Statutes - Idaho - Title 28 - Chapter 44 - 28-44-302
Idaho Statutes
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28-44-302 - INSURANCE ON CREDITOR'S INTEREST ONLY
If a creditor contracts
for or receives a separate charge for insurance against loss of or damage to
property, the risk of loss or damage not willfully caused by the debtor is on
the debtor only to the extent of any deficiency in the effective coverage of
the insurance, even though the insurance covers only the interest of the
creditor.
 
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