Idaho State Statutes - Idaho Attorney Directory

Any officer or employee of any bank who shall pay
out the funds of any bank upon the check, order or draft of any individual,
firm, corporation or association, which has not on deposit with such bank a
sum equal to such check, order or draft shall be personally liable to it for
the amount so paid, unless the drawer of such check, order or draft has
previously arranged with the board of directors for credit sufficient to cover
such amount. Provided, that the board of directors may ratify such overdraft
and relieve such liability.
Whenever the overdrafts of the depositors of any bank doing business under
this chapter are, in the opinion or judgment of the director of the department
of finance, excessive or of long standing, he may require such bank to either
collect or materially reduce the same or secure notes in lieu (of) thereof.

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